Located on 197 Howard Road in Toccoa, this 4-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 1,904 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 1.98 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available, offering convenience for residents and guests. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 169 days on the market, this home remains a strong option in the area. Currently offered at $199,900, this home delivers a strong combination of space, condition, and location.