Located on 128 Branch Street in Toccoa, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.24 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. After roughly 193 days on the market, this home remains a strong option in the area. At $160,000, this home is well positioned for buyers seeking value in Toccoa.